Cookie Policy
Cookies and Similar Technologies Notice
Last Updated: 17/05/2024
Version Number: 1.0
With cookies we can give you a better browsing experience, improve the quality of our services, and keep our marketing costs down.
Below, we’ve explained how and why we use cookies, and what each of them do. We’ve broken them down into three groups:
Strictly necessary cookies. We need these cookies to run our website — they let us save your cookie preferences, and keep the site secure. They’re always on.
Analytics. These let us use tools that show us how you interact with our products and improve our services. They help us find and fix problems for our customers, and they’re also known as analytical or performance cookies.
Advertising. Cookies that keep our marketing costs down. These cookies improve our marketing and keep our marketing costs down. We share this information in aggregate form with third parties, for the purpose of advertising.
You can see each cookie we use and our reasons for using them below.
| Name | Provider | Purpose | Session or Persistent | Lifespan | Privacy information |
| STRICTLY NECESSARY (ESSENTIAL) COOKIES | |||||
| rc::a, rc::b, rc::c, rc::f | This cookie is used to distinguish between humans and bots. | Session | Session | https://policies.google.com/privacy | |
| 1.gif | Cookiebot | Used to count the number of sessions to the website, necessary for optimizing CMP product delivery. | Session | Session | https://www.cookiebot.com/en/privacy-policy/ |
| __cf_bm | Cloudflare | This cookie is used to distinguish between humans and bots. This is beneficial for the website, in order to make valid reports on the use of their website. | Persistent | 1 day | https://www.cloudflare.com/en-gb/privacypolicy/ |
| CookieConsent | Cookiebot | To store cookie consent preferences. | Persistent | 1 year | https://www.cookiebot.com/en/privacy-policy/ |
| _GRECAPTCHA | This cookie is used to distinguish between humans and bots. This is beneficial for the website, in order to make valid reports on the use of their website. | Persistent | 180 days | https://policies.google.com/privacy | |
| NON-ESSENTIAL COOKIES | |||||
| ANALYTICS | |||||
| _ga | Registers a unique ID that is used to generate statistical data on how the visitor uses the website. | Session | Session | https://policies.google.com/privacy?hl=en | |
| _ga_# | Used by Google Analytics to collect data on the number of times a user has visited the website as well as dates for the first and most recent visit. | Persistent | 2 years | https://policies.google.com/privacy?hl=en | |
| _hjSession_# | Hotjar | Ensures subsequent requests in the session window are attributed to the same session. | Session | Session | https://www.hotjar.com/legal/policies/privacy |
| _hjSessionUser_# | Hotjar | Ensures data from subsequent visits to the same site are attributed to the same user ID. | Persistent | 1 year | https://www.hotjar.com/legal/policies/privacy |
| _hjTLDTest | Hotjar | To provide functions across pages for hotjar. Ensures subsequent requests in the session window are attributed to the same session. Meaning that cookies can be shared across subdomains (where applicable). After this check, the cookie is removed. | Session | Session | https://www.hotjar.com/legal/policies/privacy |
| hjActiveViewportIds | Hotjar | Stores user active viewports IDs and stores an expiration Timestamp that is used to validate active viewports on script initialization. | Session | Session | https://www.hotjar.com/legal/policies/privacy |
| hjViewportId | Hotjar | Stores user viewport details such as size and dimensions. | Session | Session | https://www.hotjar.com/legal/policies/privacy |
| td | Registers statistical data on users' behaviour on the website. Used for internal analytics by the website operator. | Session | Session | https://policies.google.com/privacy?hl=en | |
| ADVERTISING | |||||
| _gat | Used by Google Analytics to throttle request rate. | Persistent | 1 day | https://policies.google.com/privacy | |
| _gid | Registers a unique ID that is used to generate statistical data on how the visitor uses the website. | Persistent | 1 day | https://policies.google.com/privacy | |
| gid | This cookie is set to collect information on user behavior and navigation which is used to optimize the website - The cookie also allows Google Ads and Google Analytics to compile information on visitors for marketing purposes. | Persistent | 1 year | https://policies.google.com/privacy | |
| collect | Used to send data to Google Analytics about the visitor's device and behavior. Tracks the visitor across devices and marketing channels. | Session | Session | https://policies.google.com/privacy | |
| mp_#_mixpanel | Mixpanel | The mp_#_mixpanel cookie is an analytical cookie that helps us understand how you move through the website. This data is shared with Mixpanel in order to help us improve our site. With it we can measure visits to parts of our site, track the success of flows within our site, understand where the failures or dropoffs are, and measure the success of changes to the site. As well as referral source information, it contains a randomly assigned number in order to associate events belonging to the same session, and if logged in, the Wise customer number. It also allows us to determine the customer numbers of a group of users that may have been affected by a fault of our site. Access to separate internal tools would be needed to query customer information from that customer number. | Persistent | 1 year | https://docs.mixpanel.com/docs/privacy/protecting-user-data |
| __Secure-YEC | Youtube | Stores the user's video player preferences using embedded YouTube video. | Persistent | 1 year | https://support.google.com/analytics/answer/6004245#zippy=%2Cour-privacy-policy |
| LogsDatabaseV2:V#||LogsRequestsStore | Youtube | This database is used by YouTube to store logs of user requests and interactions with the site in a secure and HTTP-only manner, aiding in the improvement of marketing strategies and overall site functionality. | Persistent | 2 years | https://policies.google.com/privacy |
| nextId | Youtube | Used to track user’s interaction with embedded content. | Session | Session | https://policies.google.com/privacy |
| remote_sid | Youtube | Necessary for the implementation and functionality of YouTube video-content on the website. | Session | Session | https://policies.google.com/privacy |
| requests | Youtube | Used to track user’s interaction with embedded content. | Session | Session | https://policies.google.com/privacy |
| ServiceWorkerLogsDatabase#SWHealthLog | Youtube | Necessary for the implementation and functionality of YouTube video-content on the website. | Persistent | 2 years | https://policies.google.com/privacy |
| TESTCOOKIESENABLED | Youtube | Used to track user’s interaction with embedded content. | Session | Session | https://policies.google.com/privacy |
| VISITOR_INFO1_LIVE | Youtube | May enable personalized recommendations on YouTube based on past views and searches. | Persistent | 1 day | https://policies.google.com/privacy |
| VISITOR_PRIVACY_METADATA | Youtube | Stores the user's cookie consent state for the current domain. | Persistent | 180 days | https://policies.google.com/privacy |
| YSC | Youtube | Registers a unique ID to keep statistics of what videos from YouTube the user has seen. | Persistent | 180 days | https://policies.google.com/privacy |
| yt.innertube::nextId, yt.innertube::requests | Youtube | Registers a unique ID to keep statistics of what videos from YouTube the user has seen. | Persistent | 2 years | https://policies.google.com/privacy |
| ytidb::LAST_RESULT_ENTRY_KEY, LAST_RESULT_ENTRY_KEY | Youtube | Stores the user's video player preferences using embedded YouTube video. | Session | Session | https://policies.google.com/privacy |
| Yt-remote-cast-installed, yt-remote-connected-devices, yt-remote-session-app, yt-remote-session-name | Youtube | Stores the user's video player preferences using embedded YouTube video. | Session | Session | https://policies.google.com/privacy |
| __mp_opt_in_out_# | Mixpanel | The _mp_out_in_out# localStorage item is essential for remembering your choice of cookie consent, specifically for Mixpanel. | Persistent | Persistent | https://docs.mixpanel.com/docs/privacy/protecting-user-data |
| mp_optout | Mixpanel | This cookie manages user preferences related to tracking opt-out within SDKs. It stores the opt-out status using browser cookies or localStorage, enabling users to control their tracking settings. | Session | Session | https://docs.mixpanel.com/docs/privacy/protecting-user-data |
How to control cookies
You can choose to block cookies by activating the settings on your browser that allow you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access parts of the website. Your browser settings also allow you to delete all cookies stored on your device whenever you wish.
The UK Information Commissioner’s Office has provided the following guidance on controlling cookies:
- A number of websites provide detailed information on cookies, including AboutCookies.org and AllAboutCookies.org.
- The European Interactive Digital Advertising Alliance website Your Online Choices allows you to install opt-out cookies across different advertising networks. Google has developed a browser add-on to allow users to opt-out of Google Analytics across all websites which use it. This is also available in the Chrome web store.
- Some browsers include a feature known as ‘Do Not Track’ or DNT. This allows you to indicate a preference that websites should not track you. However, whilst DNT is available in many browsers, websites are not required to recognise its request, so it may not always work. You can get help on how to use DNT in Microsoft Edge, Microsoft Internet Explorer, Mozilla Firefox, Google Chrome and Opera.
- For more information on how private browsing works as well as its limitations, visit the support pages for your browser: Microsoft Edge, Microsoft Internet Explorer, Mozilla Firefox, Google Chrome, Safari (IOS mobile and desktop) and Opera.
If you are concerned about specific types of cookies we use then we reccomend:
- We also use Google Analytics to evaluate data from double-click cookies and AdWords for statistical purposes. If you do not want this, you can do so via the Ad Preferences Manager here: (http://www.google.com/settings/ads/onweb/? hl=de ).
- Additional useful information on how to opt out from Google Analytics can be found here: https://developers.google.com/analytics/devguides/collection/gajs/?%20hl=en#disable.
If you are concerned about online tracking then we can recommend you:
- Install a privacy-friendly browser on your device, such as Mozilla Firefox, Firefox Focus or Brave;
- Install anti-tracking and ad-blocking plug-ins on that browser, such as uBlock, Ghostery or PrivacyBadger; and
- Use privacy-friendly web search engines, such as DuckDuckGo or Qwant.
- If you have any questions about the cookies or similar technologies in use on our website, please send an email to the address stated in the Privacy Policy.
If you have any questions please let us know at privacy@exiap.com.
Seyma Mektepli
Author
Seyma Mektepli
Editor-in-chief
Seyma is an experienced content writer and editor-in-chief at Exiap, delivering informative articles on personal finance, and money transfers.
Read moreLast updated
May 17th, 2024