Wise vs Revolut: Full Comparison 2025
Wise – which used to be called TransferWise – offers international payments and multi-currency accounts for personal and business users. Revolut is an online banking service with a range of account products for businesses, individuals and family members under the age of 18.
If you’re in the market for a new way to send, spend or receive a range of foreign currencies, you might be wondering about the respective benefits of Wise vs Revolut. This guide has you covered, with all you need to know when choosing between Wise or Revolut.
Table of Contents
- Side by side comparison
- Wise vs Revolut: Pros and Cons
- Wise or Revolut, which one is better?
- How do they work?
- Wise vs Revolut fees comparison
- Which is cheaper?
- Wise vs Revolut limits
- Payment methods
- Wise vs Revolut card for international travel
- Wise Business vs Revolut Business
- Customer support
- Conclusion & FAQs
Wise vs Revolut – Side by side comparison
| Feature | Wise | Revolut |
|---|---|---|
| Send payments to | 140+ countries, 40+ currencies | 150+ countries, 25+ currencies |
| International payment fees | From 0.57% | Up to 5% depending on account type and transaction value |
| Multi-currency accounts | Available for 40+ currencies | Available for 25+ currencies |
| Debit card available | Yes – Wise Multi-Currency Card | Yes |
| Local account details | Available for 8+ currencies; SWIFT details also available | Check in your app to see which local and SWIFT details are available |
| No-fee international ATM withdrawals | Up to monthly limits | Out of network fees of up to 2% may apply |
| Fully licensed and regulated | Yes | Yes |
| Open a business account | Yes, Wise Business Account | Yes, Revolut Business Account |
So, to summarize:
- Revolut and Wise support a similar number of countries for international transfers – Wise supports more currencies
- Wise international payment fees are based on currency, destination and payment value, from 0.57%; Revolut fees are up to 5%, based on transfer value
- Revolut and Wise both offer multi-currency accounts and cards – Wise accounts support more currencies
- Wise has local account details for 8+ currencies to receive payments, Revolut does not specify which account information you’ll receive – check in the app to see the details for your own account
- Revolut has no-fee for in network ATMs, but if you’re using an overseas ATM which is out of network there’s a fee of up to 2%, Wise offer some no-fee withdrawals, with low fees after that
- Both Revolut and Wise are fully licensed and offer personal and business services
Wise vs Revolut – The Important Bits
| Wise | Revolut | |
|---|---|---|
| Safety | Based in the UK, LSE listed, licensed and regulated globally | Based in UK, fully licensed |
| Rates | Mid-market rate | Revolut rate with no additional fees on weekdays, to 1,000 USD/month (standard plan) Fair usage fees and out of hours fees may apply depending on account usage |
| Fees | Percentage based fee | Fees vary based on value of transfer |
| Speed | Over 60% of payments arrive instantly* | Depends on the currency, country and payment method |
| Currency conversion | Instant | Instant |
| Trustpilot rating | 257,000+ reviews. Score 4.3/5 – Excellent | 201,000+ reviews. Score 4.4/5 – Excellent |
Details correct at time of research – 6th May 2025. About Wise pricing: Please see Terms of Use for your region or visit Wise Fees & Pricing for the most up to date pricing and fee information. The speed of transaction claims depends on individual circumstances and may not be available for all transactions.
Wise (TransferWise) vs Revolut: Pros and Cons
| Wise (TransferWise) | Revolut | |
|---|---|---|
| Pros | ✅ Accounts and cards support 40+ currencies ✅ Mid-market foreign exchange rate when you send or spend ✅ Local account details to get paid to Wise in 8+ currencies ✅ Opt in to earn interest on your USD ✅ Free to open a personal account with no monthly fees | ✅ Some no-fee transactions available – details vary according to account plan ✅ No-fee in network ATM withdrawals ✅ Earn interest on savings ✅ Revolut <18 accounts for kids ✅ Discounts on transaction fees offered to customer holding higher account tiers |
| Cons | ❌ Online and mobile service only ❌ Transfer fees vary by destination and payment method ❌ International transfers can’t be made in cash, or for cash collection | ❌ Might be more expensive to convert currencies out of hours and during weekends ❌ To get the full range of features you’ll need to pay a monthly fee, up to 16.99 USD ❌ Accounts can hold and manage around 25 currencies – check if the ones you need are available |
Wise or Revolut, which is better? The verdict:
Wise and Revolut have both disrupted the financial market, offering accounts and debit cards you can use internationally and at home, with low fees and access to the mid-market exchange rate.
Both providers offer a broad range of features including tools for international payments and spending, alongside savings features and budgeting tools. Revolut offers some extra features for higher tier customers, like insurance and airport lounge access – but you may have to pay monthly fees to unlock these features.
Which is best for you depends on the transactions you need to make. Revolut can be a strong pick for customers who want to access extensive account features, and can stay within their account plan transaction limits. Wise accounts are a strong choice for customers looking for an account with no monthly fees, broader currency options and low, transparent transaction charges.
About Wise (formerly TransferWise) and Revolut
Revolut was founded in 2015, and has over 50 million customers. Revolut accounts allow customers to hold and exchange 25+ currencies, and spend with a linked debit card in 150 currencies. Revolut offers several different personal and business account options which come with varied fees and features to suit different customer needs.
Wise was launched as TransferWise back in 2011 as a low-cost international payment provider. These days, Wise has upwards of 12 million active customers, and also offers personal and business accounts to hold and manage currencies, accept payments and spend using a linked debit card.
There’s also a full Wise review here, or a full Revolut review here if you’re looking for more detail on them.
How do they work?
To use Wise you’ll first need to create an account online or in app, and provide some ID for verification. There’s no fee to open a personal account, you just pay for the services you use.
To use Wise you’ll need to open a Wise account, and depending on the type of payment you want to make you might need to provide some ID for verification.
Once your Wise account is up and running make payments online and in the Wise app:
- Log into your account
- Type in how much you want to transfer, or how much you need the recipient to get
- Enter the recipient’s details – bank account number or email
- Check over the details
- Fund your payment using a card or bank transfer
- Confirm and your money will be on the move
Wise money transfers are made through Wise’s network of local bank accounts, so they arrive faster and don’t incur intermediary fees. When you want to pay for your transfer in USD you’ll send the money to Wise’s local US account. Then Wise will make a payment of the equivalent amount in your preferred currency, from their account in the destination country. No money actually moves across borders, so it’s faster and cheaper than traditional international payments. Learn more about how Wise works.
To use Revolut you’ll also need to set up an account online or in the app, including getting verified. There’s no monthly fee to get a standard account, or you can upgrade to an account tier with monthly charges for more features.
Once you have an account you can make an international payment with Revolut by taking the following steps:
- Log into your account or open the Revolut app
- Tap Payments, then Transfers
- Tap Send, New, and Add a bank recipient
- Enter the bank transfer details for your recipient
- Tap on the beneficiary, choose the currency you want to send and add the amount
- Add a payment reference
- Tap Continue to review your transfer details and estimated arrival time
Wise vs Revolut fees comparison
Wise personal accounts are free to open. There’s no fee to open a Wise business account, but you need to pay a one time fee of 31 USD to get full account features.
Revolut customers can choose personal or business accounts with no monthly fee. Personal customers can also upgrade to a monthly fee of up to 16.99 USD to unlock more features, and businesses have the option of paying up to 119 USD/month – or even customized accounts for the biggest corporate customers.
Here are detailed breakdown of their other fees, and exchange rates:
Wise vs Revolut money transfer fees
When it comes to international transfers, the way Wise and Revolut are priced is quite different.
Wise has low transaction costs for the services you use, including international transfer charges vary by destination and currency.
| Account | International transfer fees |
|---|---|
| Revolut Personal | 10 USD fee, or a fee of 5% – whichever is greater (Some account tiers offer discounts on this fee) |
| Revolut Business | 5 USD each – some account tiers offer a set number of no-fee transfers monthly |
| Wise Personal & Wise Business Accounts | Low and transparent fees from 0.57%. Transfer fees might be varied by destination country and payment method. 4 different payment options are offered: ACH, wire transfer, debit card and credit card. ACH and wire transfer options are generally cheaper. Transfer fees and exchange rate are shown transparently while you are setting up your transfer. |
Details correct at time of research – 6th May 2025. About Wise pricing: Please see Terms of Use for your region or visit Wise Fees & Pricing for the most up to date pricing and fee information.
| 💡 Learn more about Wise transfer fees. |
Wise vs Revolut exchange rates and conversion fees
Exchange rates also matter when you’re transacting internationally.
Here again, Wise and Revolut vary slightly. With Revolut, depending on your account plan you may get some no-fee currency exchange that uses the Revolut exchange rate. After that, fair usage fees apply. There are also some additional transaction costs for specific services like out of hours currency exchange.
| Revolut account type | Currency exchange rate | Other fees to consider |
|---|---|---|
| Revolut Personal | Standard plan: 1,000 USD/month exchanged at the Revolut exchange rate, 0.5% fee after that Premium plan: 10,000 USD/month exchanged at the Revolut exchange rate, 0.5% fee after that Metal plans get unlimited Revolut rate currency exchange | Out of hours fee (applies for any exchange outside of market hours): 1%
|
| Revolut Business | Basic plan: 1,000 USD/month exchanged at the Revolut exchange rate, 0.6% markup on mid-market exchange Grow plan: 10,000 USD/month exchanged at the Revolut exchange rate, 0.6% fee after that Scale plan: 50,000 USD/month exchanged at the Revolut exchange rate, 0.6% fee after that Enterprise plan: Custom | Out of hours fee (applies for any exchange outside of market hours): 1%
|
| Wise Personal and Business | Mid-market exchange rate + currency exchange fee from 0.57% Learn more here: Wise exchange rate | – |
Details correct at time of research – 6th May 2025. About Wise pricing: Please see Terms of Use for your region or visit Wise Fees & Pricing for the most up to date pricing and fee information.
Revolut Vs Wise – Which is cheaper?
Whether Revolut or Wise works out cheaper for your international transfer will depend on the value of the payment and where you’re sending to. It’s helpful to know that both Wise and Revolut offer very clear and transparent information you can check before you confirm.
This can mean that the best way to know you’re getting a good deal is to generate instant quotes for both providers, and then compare the options. Look out for the amount the recipient gets in the end, as this is the easiest way to decide which is the best option for both you and the person receiving the money.
Revolut Vs Wise – Which is faster for international transfers?
The length of time it takes to send a bank transfer will depend on factors like the destination and value of the payment among other things. With Revolut transfers to bank accounts can take 2 days.
Wise is a specialist in international transfers – which means they’re usually fast. 60%+ of Wise payments get to their destination instantly, and 80% arrive in an hour*. However, the exact delivery time will depend on where you’re sending money to, and how you want to pay. You’ll see an estimated arrival time when you set up your payment.
Wise vs Revolut limits for international transfers
Wise account holders can send payments to limits set according to the currencies involved; Revolut transfers may have variable limits which are set according to the currency you need to send. Here’s a summary:
| Wise limits | Revolut limits |
|---|---|
| For most currencies, Wise payments are either unlimited, or the limit is set high, in the region of 1 million GBP or the currency equivalent In some cases, additional limits may apply based on the payment method, or the specific currency in question | Limits vary by currency and are displayed in the app when you set up your transfer |
It’s helpful to know that where Revolut has limits they can not be increased. This would mean that if you need to send a higher amount you have to split your payment into several transactions, which also means paying the transfer fee several times.
Wise on the other hand may be able to increase limits on request, and has a dedicated high value transfer team who can help you if you need to send a large amount. There are also fee discounts of up to 0.17% on high value payments, or when you send a high volume of transfers in a month. Let’s look at the Wise limits for a few major currencies in more detail:
| Sending a payment from: | Wise limit (per payment) |
|---|---|
| USD | 1 million USD for most customers – additional limits may apply based on payment method |
| GBP | 1 million GBP- additional limits may apply based on payment method |
| EUR | 1.2 million EUR – additional limits may apply based on payment method |
| CAD | 1.5 million CAD – additional limits may apply based on payment method |
Details correct at time of research – 6th May 2025
Sending large amount transfers
If you need to send large amount transfers for yourself or your business, you’ll need a provider which offers a safe, reliable and low cost service. Let’s check out how Wise vs Revolut operate when sending a large payment overseas.
Wise high amount transfers
Wise gets cheaper for higher value transfers, whether that’s a single payment, or a series of payments over a month which adds up to a high value. There’s a progressive fee discount, which is automatically applied the more you send. If you ever need help with a high value transfer you can complete a form online or in your Wise app to get a call back from the Wise dedicated team for high value payments.
Wise sets the discount amount in GBP, but the discounts apply on the currency equivalent amount, no matter which currency you need to send. Here’s a run down:
| Transfer value (per month) | Wise variable fee discount |
|---|---|
| Up to 20,000 GBP or currency equivalent (around 26,500 USD) | No discount |
| 20,000 GBP (around 26,500 USD) to 300,000 GBP (around 400,000 USD) or currency equivalent | 0.1% |
| 300,000 GBP (around 400,000 USD) to 500,000 GBP (around 665,000 USD) or currency equivalent | 0.15% |
| 500,000 GBP (around 665,000 USD) to 1 million GBP (around 1.33 million USD) or currency equivalent | 0.16% |
| Over 1 million GBP (around 1.33 million USD)or currency equivalent | 0.17% |
Details correct at time of research – 6th May 2025
Revolut high amount transfers
Revolut may not add their own limits on outgoing transfers, but their partner providers may have limits which apply. There are also a few currencies where Revolut has limits, which you’ll see in the app. If you ever hit a Revolut payment limit, you’ll be shown this in the app when you start to model your payment. You can then reach out to the Revolut support team if you need help to process your payment. Limits can not usually be changed, but you may be able to split your payment into several smaller transfers instead.
Revolut does not market fee discounts on high value payments – but you might want to check their options before you send just in case they can help with a better fee on a high value payment.
Receiving money: Is it better to use Wise or Revolut?
Wise accounts offer local and SWIFT account details which you can use to receive incoming payments. In total you can receive 20+ currencies to Wise. There are usually no fees to receive payments using local account information, but SWIFT fees do apply, which vary by currency. Here are some of the fees for major currencies when you receive SWIFT or wire transfers to Wise:
| Currency | Fee to receive to Wise via SWIFT or wire |
|---|---|
| USD | 6.11 USD |
| GBP | 2.16 GBP |
| EUR | 2.39 EUR |
*Details correct at time of research – 6th May 2025. About Wise pricing: Please see Terms of Use for your region or visit Wise Fees & Pricing for the most up to date pricing and fee information.
Revolut offers ways to receive payments in a selection of different currencies, which may include both local and SWIFT account information. To see which currencies you can receive with your details, you’ll need to look for the account details which are available to you in the Revolut app. There are no Revolut fees to receive payments from abroad with SWIFT, but there may be intermediary fees which are deducted as the transfer is processed, which can mean you get less than you expect.
Wise vs Revolut: payment methods
To fund a payment, or to add money to your balance you can usually use either a bank transfer or card with both Wise and Revolut. Other options are also available, and fees may vary according to the payment method you select. Here’s a summary:
| Wise – payment methods available | Revolut – payment methods available |
|---|---|
| bank debit (ACH) ACH bank transfer Wire transfer Debit/credit card Apple Pay or Google Pay Swift Wise account balance | bank transfer (regular and easy transfers available) debit/credit card Apple Pay or Google Pay Cash mobile check deposit
|
Wise Multi-Currency Card vs Revolut card
Here is an overview of Wise vs Revolut cards for travel:
| Features: | Wise Multi-Currency Card | Revolut card |
|---|---|---|
| International spending | Spend any currency you hold a balance in, with no additional fee Spend wherever the network is supported Auto-convert features switches to the currency you need with the lowest available fee | Spend any currency you hold a balance in, with no additional fee Spend wherever the network is supported |
| Currency conversion | Mid market exchange rates with low conversion fees from 0.57% | Weekday conversion with the mid-market rate to plan limit, then 0.5% fair usage fee 1% out of hours fee for weekend conversion |
| ATM cash withdrawals | First 2 withdrawals up to a combined total of $100/month for no fee – then 1.5 USD + 2% per withdrawal (ATM operators may charge their own fees) Use any ATM where your card is accepted | No fee for in network withdrawals 2% fee for out of network withdrawals Networked ATMs available in the US and select countries globally |
| Online purchases | Spend a currency you hold with no additional fee, or let the card convert for you with the lowest available fee | Spend a currency you hold with no additional fee, or let the card convert for you |
| Virtual cards | Available | Available |
*Details correct at time of research – 6th May 2025. About Wise pricing: Please see Terms of Use for your region or visit Wise Fees & Pricing for the most up to date pricing and fee information.
Wise Multi-Currency Card vs Revolut card: Fee comparison
Wondering about getting a Wise Multi-Currency Card or a Revolut card? The good news is that both providers offer great card options for both personal and business customers. Here’s how they measure up:
| Feature | Wise Multi-Currency Card | Revolut card |
|---|---|---|
| Cost to get a card | 9 USD for personal customers No fee for business customers | Cards are available on each account with no order fee, but delivery fees may apply |
| Ongoing cost | No ongoing cost | No ongoing cost for managing your card, but you’ll pay any monthly fee associated with your account tier |
| Card transaction fees | Free to spend any currency you hold enough balance in Currency exchange from 0.57% | No-fees applied to spend any currency you hold Currency exchange is with no-fees applied to your plan limit – after that, 0.5% fair usage fees apply 1% fee for out of hours exchange
|
| Virtual cards | Available | Available
|
| Card replacement fee | No fee to replace an expiring card 5 USD to replace a lost or damaged card | Varies based on plan and card type |
| Card availability | Available for both personal and business customers | Available for both personal and business customers |
Details correct at time of research – 6th May 2025
Wise Multi-Currency Card vs Revolut Card for travel: Where can you use them?
Both Wise Multi-Currency Card and Revolut cards offer good value if you’re looking for a travel card. Here’s a more detailed look at how each card compares on some important travel features, so you can decide which may suit your needs.
| Feature | Wise Multi-Currency Card | Revolut card |
|---|---|---|
| International ATM withdrawal fee | Wise won’t charge a fee for the first two ATM withdrawals each month if the total combined withdrawal amount does not exceed $100. After $100 is withdrawn in a month, any amount in excess will be charged a 2% fee. After your first 2 withdrawals, there’s a $1.50 charge per withdrawal. The ATM operator may charge their own fees | No fee for in network withdrawals
2% fee for out of network withdrawals
Networked ATMs available in the US and select countries globally |
| Currency exchange rate | Mid-market rate, with exchange from 0.57% | Revolut rate to plan limit, with 0.5% fair usage fee after that 1% out of hours fee applies to exchange on weekends and after banking hours |
| Available currencies | 40+ currencies | 25+ currencies |
| International transactions | Free to spend any currency you hold. If you don’t hold the currency required, the card will automatically convert your balance with the lowest available fee | No-fees applied to spend any currency you hold |
| Security | Get instant transaction notifications in the app Freeze and unfreeze card Virtual cards available for extra protection | Get instant transaction notifications in the app Freeze and unfreeze card Virtual cards available for extra protection |
*Details correct at time of research – 6th May 2025
Both providers offer cards with excellent international features. The Revolut card offers no-fee ATM withdrawals when you use a networked ATM, but you may need to pay out of hours or fair usage fees for currency exchange which can push up the costs of exchanging your funds versus Wise.
Which card is best for you may depend on your personal preferences. Compare both options to see which presents the best value for your specific needs.
| 📚 Learn more: How to use Wise Multi-Currency Card abroad 🌍 |
Wise vs Revolut: Business accounts
Both Wise and Revolut providers have services for business holders. They both offer international business payments, as well as international debit cards linked to the multi-currency accounts.
Here is an overview of Wise vs Revolut for business:
| Features: | Wise Business | Revolut Business |
|---|---|---|
| Currencies | Hold 40+ currencies and send payments around the world | Hold and manage 25 currencies |
| Account fees | 31 USD one time set up fee for full account access, then no monthly charge | Variable monthly fees from 0 USD – 119 USD depending on the account selected |
| Speed | 60% of payments are instant and 80% arrive in an hour | Transfers can take 2 days to arrive |
| Debit cards | Issue debit and expense cards | Issue debit and expense cards |
| Receiving payments | Invoice to local receiving accounts in 8+ currencies to get paid easily from around the world | Local receiving accounts, and SWIFT payment options available |
| Business features | Cut admin time with BatchTransfer service API access | Some accounts offer discounts on transaction fees Treasury services available for some account tiers |
| Integrations | Integrate with QuickBooks or Xero accounting software | Integrate with QuickBooks, Free Agent or Xero accounting software Options for integrations with HR and productivity software also available |
| Managing team | Give team members access and manage permissions centrally | Give team members access and manage permissions centrally |
| Limits | Variable outgoing payment limits based on the currency Incoming payments are usually unlimited – where limits apply these are 50 million USD per payment for business customers | Variable outgoing payment limits based on the currency Incoming payments are usually unlimited, with exceptions for some GBP and EUR payments |
*Details correct at time of research – 6th May 2025. The speed of transaction claims depends on individual circumstances and may not be available for all transactions
Both Revolut and Wise Business accounts and cards offer all you’ll need to transact internationally on behalf of your business. Which is best for you will likely come down to the type of transactions you make and how often you use your account.
Wise Business accounts have a one time opening fee and then no ongoing costs – you just pay service fees when you need to transact.
Revolut also has an account with no monthly fee, but to get all the features available you’ll need to pay ongoing charges. If you use your account up to plan limits and not beyond this can be a good option – but fair usage fees do apply if you exceed your account plan limits, which push up costs.
| 🏢 If you cannot decide between a Wise personal account and Wise business account, you can check our comparison on Wise personal vs Wise business. 💡 |
Ease of use
| Wise | Revolut | |
|---|---|---|
| Creating an Account | Create and account online or in-app | Create and account online or in-app |
| Making a transfer | Pay with Wise account balance, bank transfer including ACH and Swift, card or Apple Pay | Pay with Revolut account balance, top up account with bank transfer, cash, mobile check deposit or card |
| Sending money | Send payments directly to recipient’s bank accounts – payments to mobile wallets supported in some countries | Send payments directly to recipient’s bank accounts |
| Supported languages | Website in 15 languages, multilingual customer support | 20 languages supported |
| Minimum and Maximum Amounts | Sending limits vary by destination country | Sending limits vary by destination country |
Supported currencies
Revolut account holders can hold and exchange 25+ currencies, and send payments to 150 countries.
Wise accounts can handle 40+ currencies, and customers can send payments to over 140 countries.
Both companies are constantly working on expanding their routes and improving services, for up-to-date information on supported currencies, you can check their official websites.
Availability
Wise services are available to users in most countries around the world. There’s a handy tool on the Wise website which lets you select the country you’re in and check exactly what types of accounts and transfers are available there.
Revolut accounts are currently available for users in countries and regions including the US, the EEA, the UK, Switzerland, Australia, Japan and Singapore.
Which service is the safest – Wise or Revolut?
On safety, there’s really nothing to choose between then 2 providers. Both Revolut and Wise use both smart technology and dedicated service teams to keep customer money safe. They also both have advanced anti-fraud measures in place and use protections like 2-factor authentication to help you keep your money safe.
Learn more about Wise safety and about Revolut safety in these full guides.
Wise vs Revolut customer service
Both Revolut and Wise offer comprehensive self-help options online including detailed FAQs.
The best way to get in touch if you need help will depend on the type of question you have. You can log into your account with either service, and open an in-app chat which will get you a quick and personalized response.
If you have a Revolut card and need to block it you can do so in the app or on +18447443512.
Conclusion: Comparing Wise and Revolut
Both Revolut and Wise have some interesting features which will suit different customer needs.
Revolut accounts have payments and holding services as well as features like savings, investments and budgeting tools. If you go with Revolut you’ll need to be careful to choose the best account tier for your transaction volumes. Stick within your allocation of no-fee transactions to avoid excess use fees.
Wise international accounts offer features which are more heavily focused around international payments and spending. Accounts are free to open, with transparent costs for currency exchange and fee-paid transactions. Because there are no monthly fees you’ll only ever pay for the services you use and value.
FAQs on Revolut vs Wise
Is Wise or Revolut cheaper?
Both Wise and Revolut offer some accounts which are free to open, with transaction fees applying depending on the services you need.
What is the difference between Wise and Revolut?
Wise and Revolut both offer multi-currency accounts with a range of connected features and services, like debit cards for spending and withdrawal, and international payments. Wise personal accounts are free to open, while with Revolut you can choose to pay a monthly fee to get a broader range of services and more no-fee transactions.
Is Wise or Revolut faster?
Both Wise and Revolut offer international payments which can arrive quickly, depending on the currency and destination involved. You’ll be able to see an estimated delivery time when you set up your transfer.
How many currencies do Wise and Revolut support?
Wise accounts can hold 40+ currencies and receive convenient payments with account details for 20+ currencies. You can check our guide on How to receive money internationally with Wise.
Revolut accounts can hold and exchange 25+ currencies.
Which card is better between Revolut or Wise?
The best card for you will depend on your personal preferences and how you want to use your card.
Revolut supports 25+ holding currencies, and you can spend in 150+ currencies with some no-fee ATM withdrawals to plan limits. However, currency exchange may be subject to fair usage or out of hours fees.
Wise supports 40+ holding currencies, with mid-market exchange rates and low conversion fees from 0.57%. You’ll pay a low one time fee to get your card, but there are no monthly or annual fees after that. Compare both cards to see which suits your needs best.
