Our detailed review of WorldRemit — a great remittance company to send regular amounts of money to Africa, Asia and the rest of the world instantly.
Are you unsure of making a international money transfer with WorldRemit? We have all your answers in the one easy to read article.
In this WorldRemit review we will explain:
WorldRemit is good for
- Sending money to over 140 countries.
- Instant money cash pick ups or mobile money.
- Being transparent with transfer fees.
- No minimum transfer amount.
WorldRemit rating: 4.6 / 5.0
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Money transfers can be sent to these countries:
Europe and UK
What is WorldRemit?
WorldRemit is an online money transfer company that allows you to send money to your loved family and friends around the world.
Sending money through WorldRemit is much cheaper and faster than traditional methods. In many parts of the world people still physically take money into post offices, agents or banks to send overseas with much higher fees.
WorldRemit allows people to collect money transfers through a wide range of options. These include cash pick ups, mobile wallets, top up mobile credit and data allowance through airtime, bank transfers, WorldRemit wallets, Ali pay, pay bills through bill pay and door to door delivery.
How the person can collect their money depends on the country you send from and the country where the money is being collected. Read on below to find our more information on how to receive money from WorldRemit.
Established over 10 years ago, WorldRemit allows you to send from over 50 currencies to over 140 countries. The company now has offices in the US, in the UK, Canada, Australia, New Zealand, South Africa, Singapore, the Philippines, Japan, Nigeria, Cameroon and Poland. It employs over 800 staff around the world.
Pros and cons of using WorldRemit
For most of your international money transfers, WorldRemit is a good choice.
Let’s break it down and explain what WorldRemit is great at and where they have a few issues.
- No minimum amount you can transfer.
- Cash pick up available in over 70 countries.
- Ability to send direct to mobile wallets in 22 countries.
- Top of phone credit through airtime in over 70 countries.
- Their website is easy to use, and you can set up an account very quickly.
- They have competitive rates, and a lot of the time these will be better than what you'd find a your bank.
- 24/7 support available in nearly 20 countries worldwide.
- Can easily get an accurate quote for your transfer using their online calculator.
- They have a maximum transfer size of $9,000 and this even lower for some currencies.
- Don't offer support for businesses.
- Their transfer fee is not fixed, so it can change between different currencies.
- They are unable to offer financial advice.
- You can not pay for your international money transfer in cash.
- Not all transfer methods are available in all countries. For example, you can't organise cash pick up when sending money to India.
How does the WorldRemit app work?
The WorldRemit app is easy to use and it makes sending and receiving money easy to do anywhere. Once you have downloaded the app and registered with WorldRemit, it's easy. You need to select how you wish to pay for the money transfer, select who you want to pay and which way they would like to receive the money. It is very quick after the initial set up and first send. This is why it is ideal for sending smaller amounts to family and friends anywhere around the world.
Mobile money is a big part of WorldRemit's business, particularly in Africa where half of their transfers occur through mobiles. Keeping your money safe on your mobile is important to WorldRemit, they require a four number pin to login from your mobile. To find more great tips read their article.
How long does it take to receive money with WorldRemit?
International money transfers with WorldRemit can happen instantly or up to 4 working days. There are a few issues that will affect the speed of the transfer.
- the currencies you’re moving money between
- the countries where the money needs to be sent
- when you’re sending money
- how you're sending the money
Cash pick ups, mobile money, airtime top ups tend to happen instantly or up to 10 minutes.
Bank deposits can be transferred within minutes to selected banks or up to 4 days. Bank transfer timings depend on:
- the bank
- day of the week
- transaction creation time
Home deliveries can take between 1 to 7 days depending on the location.
How much does WorldRemit charge to send money overseas?
In general, their fees in Africa are cheaper, then Asia and then the rest of the world. In Africa you are able to make a bank transfer, cash pick up or send money to a mobile from US$0.99.
Money transfers in Asia start from $1.99 and most times go up to $3.99 for bank transfers, cash pick ups and mobile money. A cash pick up for $3.99 is very affordable given Western Union charges $5.00 for the same service. WorldRemit is an excellent choice. Its cheap, fast and reliable.
Sending money to places like the UK, Canada and Australia is only available through bank transfer and transfer fees start from $2.99.
While these are general fees for regions and in Africa there are places like Botswana and South Africa where it is $3.99 for a bank transfer, so it always pays to visit the WorldRemit website to see exactly how much you will pay for your transfer fee.
It always pays to visit the WorldRemit website to see exactly how much you will pay for your transfer fee with their easy-to-use online calculator.
How do I send money with WorldRemit?
It's simple to send money with WorldRemit.
- Create your account. Register online and download the app.
- Tell them your transfer details.
- Choose the country you need and the transfer method.
- Choose how much you want to transfer. You'll see the transfer fee and exchange rate upfront.
- Add the details of the person you want to send money. If you sent money before then you can choose from the people you’ve sent money to before.
- Pay for your transfer. Payment methods will vary by country.
The details you’ll need when you’re sending money
WorldRemit does need some details if you want to create an account and send money overseas:
- Your full name and contact details
- Government issued documents to prove your identity
They can not complete your transfer until your ID is verified.
If you are providing photo ID, it needs to include the following:
- Your photograph - hi quality image required
- Your full name
- Your date of birth
- The expiry date (it must be valid)
- The two lines of letters and numbers at the bottom of the document (The MRZ)
If you are proving proof of address, it needs to include the following:
- Your full name
- Your full current residential address
They need to see the full document including all four corners.
The document must be registered in the State your account is registered in.
In addition when you want to send money, they’ll also need more details, including:
- The amount of money you’re sending
- The countries you’re sending money from and to
- The currencies that you’re sending money between
- The name and address of the person you are sending money
- Bank account details of the person you are sending money
The bank account details you’ll need vary between countries, but typically you’ll need to provide the sort code or routing number and the account number. In some cases, you’ll need to provide a SWIFT code or IBAN (International Bank Account Number.)
Ways to pay WorldRemit
Most money transfer providers only let you pay by bank transfer. Not so with WorldRemit. You can pay with credit card, debit card, prepaid card, bank transfer, Poli, Interac, iDEAL, Klarna, Apple Pay and Trustly. Payment methods will vary by country.
Ways to receive money from WorldRemit
There are lots of ways to receive money thought WorldRemit, they include:
- Cash pick up
- Mobile wallets
- Top up mobile credit through Airtime
- Deposits in their bank accounts
- WorldRemit wallets
- Door to door delivery in Vietnam
- Alipay and Card pay in China
- Bill pay in India
Cash pick ups are available in Angola, Benin, Botswana, Burkina Faso, Burundi, Cameroon, Central African Republic, Chad, Comoros, Congo DRC, Congo Brazza, Egypt, Ethiopia, Gabon, Gambia, Ghana, Guinea-Bissau, Guinea-Conakry, Ivory Coast, Kenya, Mali, Mauritania, Morocco, Niger, Nigeria, Tanzania, Togo, Tunisia, Uganda, Zambia, Zimbabwe, Argentina, Bolivia, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Haiti, Honduras, Jamaica, Mexico, Nicaragua, Panama, Paraguay, Peru, Uruguay, Fiji, Samoa, Tonga, Bangladesh, Cambodia, Georgia, Indonesia, Kazakhstan, Kyrgyzstan, Malaysia, Maldives, Nepal, Pakistan, Philippines, Russia, South Korea, Sri Lanka, Tajikistan, Thailand, Vietnam, Armenia, Belarus, Moldova, Romania, Ukraine, Bahrain, Jordan, Kuwait, Lebanon, Oman and United Arab Emirates.
Mobile wallets are available in Bangladesh, Cambodia, Indonesia, Pakistan, Philippines, Sri Lanka, Armenia, Ecuador, El Salvador, Guatemala, Burundi, Cameroon, Congo DRC, Ghana, Kenya, Lesotho, Rwanda, Somaliland, Tanzania, Uganda, Zambia and Zimbabwe.
Airtime tops up are available in Benin, Botswana, Burundi, Cameroon, Cape Verde, Central African Republic, Congo Brazza, Congo DRC, Egypt, Ethiopia, Gambia, Ghana, Guinea-Bissau, Guinea-Conakry, Ivory Coast, Kenya, Liberia, Madagascar, Mali, Morocco, Mozambique, Niger, Nigeria, Rwanda, Senegal, Sierra Leone, South Africa, Tanzania, Tunisia, Uganda, Zambia, Zimbabwe, Anguilla, Antigua & Barbuda, Argentina, Barbados, Bolivia, Brazil, British Virgin Islands, Cayman Islands, Chile, Colombia, Costa Rica, Dominica, Dominican Republic, Ecuador, El Salvador, Grenada, Guatemala, Haiti, Jamaica, Mexico, Montserrat, Netherlands Antilles, Panama, Paraguay, Peru, Puerto Rico, St. Kitts, Nevis, St. Lucia, St. Vincent Grenadines, Suriname, Turks, Caicos, United States, Uruguay, Bangladesh, Cambodia, China, India, Indonesia, Laos, Malaysia, Nepal, Pakistan, Philippines, Sri Lanka, Thailand, Turkey, Fiji, Albania, Jordan and United Arab Emirates.
Deposits in bank accounts are available in all of the countries WorldRemit send money.
WorldRemit wallets are available in Somaliland, Ghana, Uganda and the Philippines.
How does WorldRemit work
WorldRemit was set up from the beginning to help people get more money home when transferring money overseas. They can charge lower fees than banks because they have much lower running costs. They make it easy to sign up and be verified online. Once the WorldRemit is installed on your mobile sending money is as easy as sending a text message with more security. WorldRemit have made it easy and cheap to quickly send money overseas.
Customer reviews and customer support
Trustpilot customer reviews about WorldRemit
Customers love WorldRemit, with 93 percent of customer reviews on Trustpilot describing them as “Excellent” or “Great.” This translates into an average score of 4.5 out of 5.
Here’s what some of the reviews say.
“Higher rates and cheaper remittance charges, I am grateful that my cousin recommended it to me, it's easy and convenient. They respond immediately. Thank you.”
“It's the fastest service provider globally who sends money in Africa within seconds. They give you feedback the money has reached once you click the button of send. I highly recommend them to anyone who wants to send money globally."
“Such a great service. I did above 10 transactions with WorldRemit within a month to send money to Pakistan. They ask for ID verification but within 5 minutes they verified my ID after I uploaded my passport. Highly Recommended. Great Service.”
There were some issues with complaints about speed of transfer and accounts deactivated, but only 5 percent of reviews were negative.
Trust and safety about WorldRemit
Is WorldRemit legitimate and safe?
Yes. WorldRemit is fully regulated in the UK by the Financial Conduct Authority (FCA), which means they have to meet strong rules and regulations. It has served over 2 million customers last year alone. In addition WorldRemit has one of the highest overall review scores on Trustpilot, earning 4.5 out of 5 after 38,000 +reviews.
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