USD to JPY exchange rate today
Convert US Dollar to Japanese Yen to send a cheap international money transfer
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What is the USD to JPY exchange rate today?
The USD to JPY exchange rate today is 147.745. This is the mid-market exchange rate, which isn’t always the same as the rate a bank or an international money transfer service will give you. We’ll look at that more in just a moment.
Exchange rates change very frequently based on fluctuations in the global currency market. That means you’ll need to keep an eye on the live USD to JPY exchange rate before you convert or send a payment to Japan from the United States, so you’ll know how far your money will go in JPY.
How does the currency exchange rate work?
The USD to JPY exchange rate describes the amount you’ll get in Japanese Yen when you exchange a single US Dollar. This can help you work out how much you’ll get in the end in JPY when you convert money for a trip, or send a payment to someone.
Currency exchange rates vary a lot depending on a very broad range of factors, including global currency market movements, economic and political stability and more. Usually when you search for an exchange rate online you’ll see the mid-market exchange rate. This is the rate used when banks and large institutions trade currencies on a wholesale level, but it’s not necessarily the rate you’ll get when you convert as a retail customer.
To see the rate your bank or preferred international money transfer service offers, you’ll need to visit their website - or use our handy currency converter tools to see which provider might offer the best deal for your specific needs.
USD to JPY currency graphic
See the price of the USD - JPY in real time and check the historical values of the currency compared to the real.
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USD to JPY stats
USD to JPY currency performance and volatility
| Stats | Last 7 Days | Last 30 Days | Last 90 Days | Last Year |
|---|---|---|---|---|
| High | 147.43 | 147.43 | 148.205 | 158.315 |
| Low | 144.455 | 143.375 | 140.895 | 140.795 |
| Average | 146.35286 | 145.1545 | 144.37494 | 149.10886 |
| Volatility | 2.03% | 2.79% | 5.06% | 11.75% |
About JPY
Japanese Yen is the official currency of Japan. Here is some information about it:
- Currency name: Japanese Yen
- ISO code: JPY
- Symbol: ¥
- Subunit: 1/100 = Sen
Best time to buy JPY?
There’s not really a best time to buy JPY, as the exchange rate you get will change frequently depending on factors outside of your own control.
It’s worth keeping an eye on the live US Dollar to Japanese Yen rate, and looking at historical exchange rate data to see what trends emerge. This can help you spot a good rate when one is available, and will help you prepare to convert money or send your overseas payment.
How about USD?
If you need to switch JPY - or any other foreign currency - back to USD, again, you’ll need to watch exchange rates to get a feel for the trends and the best time to exchange. You may also want to shop around a bit to see which providers can offer the best deal based on your specific needs, to make sure you get the most USD back in the end.
Where to buy JPY today?
You may be able to buy JPY from a bank, a physical currency exchange store, or online. Which option suits you will depend a lot on what you need the money for, and how urgently.
Not all banks offer travel cash, and where this is available you may need to order in advance. Physical currency exchange offices can be quicker if they hold the currency you need in stock. Or, as an alternative you might want to look at digital currency exchange services, like Wise or Revolut, which allow you to open an account with your phone, to add USD from your bank or with a card, and convert digitally to JPY. You can then use your JPY balance to send to someone else, or in some cases, you can spend with a linked digital or physical card.
Wise
The Wise multi-currency account allows you to buy, hold, and spend Japanese Yen and over 40 other currencies at the mid-market exchange rate with no markup. In addition to saving on currency exchange, the service offers a multi-currency card linked to the account and 2 free withdrawals per month of up to 100 USD and provides account details for receiving payments in 20+ currencies.
Revolut
Revolut is yet another free multi-currency account that allows you to hold a balance in dollars. Supporting over 30 currencies and 150 countries, it simplifies top-ups in foreign currencies that use the commercial exchange rate. In addition to international transfers, payments, and withdrawals, the platform offers integrated banking services such as savings and investments.
How to get the best exchange rate when buying JPY today?
The only way to know you’re getting the best available JPY exchange rate is to do some research. The best rate may depend on whether you need cash or want to send a payment, and which providers are convenient for you based on your location. Many services list their live exchange rates online which makes them easier to check and compare, which offers some reassurance you’ll get a good deal in the end.
How to order foreign currency online
Depending on your needs, you may find you can order JPY online for collection or delivery in cash - or you could choose a multi-currency account like Wise from a specialist provider which lets you add funds in your preferred currency and switch over to JPY instantly.
Cash services might suit you if you want travel money ready for a trip, but a digital account could also work if you pick a provider which offers a debit card. You can simply use this to make withdrawals on arrival from an ATM, so you’ll be able to pay with card or cash, depending on what’s best for your particular transaction.
How to open a JPY account in the United States
If you need to send or receive overseas payments in JPY you might be wondering how to open a JPY account in the United States.
You may find you can open a JPY account in the United States through your bank - or you might prefer to look at a non-bank alternative provider which offers multi-currency accounts instead. Bank services can vary widely and may come with some quite high minimum balance requirements and costs. Often specialist providers can offer more flexible account services, including holding USD and JPY, with low fees and easy ways to send and receive payments, or spend with a card when you’re travelling.
How to send money to Japan?
You can send money to Japan through your bank or a specialist international money transfer service.
Most banks offer international payments all over the world. However, the fees can be pretty high and you’ll normally also pay a charge which is rolled into the exchange rate that is used to convert USD to JPY for deposit to your recipient’s account. Before you send your payment with your bank it’s worth also comparing a few specialist services.
Specialist money transfer services still allow you to fund your transfer to Japan through your bank’s online banking system, or you can pay with your debit or credit card in many cases, too. Your money is then converted and deposited in your recipient’s account - or you might be able to select options to send money to a mobile wallet account or for cash collection instead.
It’s easy to compare different solutions to send money to Japan using our currency conversion and payment calculator tools. Just enter the details of the transfer you need to make, to see the available fees and exchange rates for many popular providers.
Popular USD exchange rates today
Frequently asked questions when converting USD to JPY
How much is the USD to JPY exchange rate?
The USD to JPY exchange rate today is 147.745. That’s the amount you’ll get in JPY when you exchange a single US Dollar.
How much is 1,000 USD to JPY?
To calculate how much you’ll get in JPY if you exchange 1,000 USD you’ll need to multiply the live USD to JPY exchange rate by 1,000. If you want to make it easier you can also use our currency conversion and comparison tools which show you exactly what you’d get for 1,000 USD from different services.
How to exchange USD to JPY?
You may be able to buy JPY from a bank, a physical currency exchange store, or online. Which option suits you will depend a lot on what you need the money for, and how urgently.
How to send money to Japan?
You can send money to Japan through your bank or a specialist international money transfer service. It’s easy to compare different solutions to send money to Japan using our currency conversion and payment calculator tools. Just enter the details of the transfer you need to make, to see the available fees and exchange rates for many popular providers.
What is the mid-market rate?
The mid-market exchange rate is the rate used when banks and large institutions trade currencies on a wholesale level, but it’s not necessarily the rate you’ll get when you convert as a retail customer. Instead, providers will often add a fee, known as a markup, on the rate they use to convert foreign currencies for cash, or to send a payment abroad. Compare a few different services using our helpful tools, to see which offers the best rate for your specific needs.