Find the best way to send money to the UK

4 of the best companies for sending money from the US to the UK

Best exchange rate

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Same exchange rate you see on Google with no margins added. Transfer Fees of 0.45% up to US$135,000 or 0.35% above, plus a flat fee of US$1.09. Regulated by the Financial Conduct Authority in the UK

  • Best rates up to $10,000
  • No hidden fees and charges
  • Super simple and fast to use
Fee free

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A good option for those who can wait 1-2 business days as they don't charge a fixed transfer fee. Rates are on average 0.5-2% more than the market exchange rate or that you see on Google. Licensed by the Department of Financial Services.

  • No fixed transfer fees
  • No minimum transfer limit
  • Better rates over $10,000
Best for over $20,000

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With personal account managers to help, no fixed transfer fees and a better rate the more you transfer, they are great option. It can take 1-3 days for large transfers to arrive. Licensed and registered in the US and UK.

  • No fixed transfer fees
  • Exceptional service
  • Overseas property experts
Best for cash
Xoom  logo which links to company website

Cash transfers are expensive, but Xoom is one of the cheapest. With no fixed fees over $1,000, they charge a 2%+ margin from USD to GBP. Paying by card can cost up to $30, but they do have a money back guarantee.

  • Pickup available in minutes
  • 466 pickup locations in UK
  • Regulated by PayPal

How to transfer money to the UK in 4 easy steps

  1. 1

    Register for an account with your chosen provider online or on their app in minutes and select the currenct amount you want to send.

  2. 2

    Add recipient information including their bank details. An 8 digit account number and a 6 digit bank sortcode or IBAN and address in the UK.

  3. 3

    Verify your ID. Sending from the US you’ll need a valid scanned government-issued photo ID.

  4. 4

    Pay for your transfer and you're done! Then you can track your transfer until it's received.

For more detail read our guide on how to send money abroad

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By Justin Rampono Updated July 8th, 2021