The Best Places to Buy Japanese Yen in the USA

Buying Japanese yen online gives you the best exchange rate

How to buy Japanese yen online, at a bank or on the move

Online

Often this is the best way to buy Japanese Yen (JPY). It is faster and cheaper buy your Japanese yen online. The USD to JPY exchange rate is better online and give you more Japanese yen for your US dollars. You can reserve your order, pick it up in a store or even have it delivered to your door.

Currency Exchange International (CXI)

Currency Exchange International specializes in providing foreign currency exchange at great rates with superior customer service. CXI owns and operates more than 30 branch locations across the United States and offers online foreign currency ordering through its website.

Buying foreign currency online for home delivery is easy with CXI. Select from more than 90 foreign currencies and receive it as soon as next day. Available in most areas.

Banks offer poor exchange rates for Japanese yen.

Bank

You can buy Japanese yen with dollars at major banks like Wells Fargo and Bank of America. You will need to be a bank customer already and can order it online easily.

Banks do offer a wide range of currencies that you can buy but make sure you spend your foreign currency overseas because you might not be able to convert it back to dollars when you get back home.

In some cases, you can choose to receive your order in small, large or mixed denominations but it is subject to availability.

Currency exchange services offered by the bank might not offer the best JPY to USD rates but they are convenient, particularly if you are an existing customer.

When you buy Japanese yen from the bank you can pay with credit card, cash or from one of your bank accounts.

At foreign currency exchanges you can buy yen for a good rate with reasonable customer service in the United States.

Foreign Currency Exchange

Money changers can be the cheapest way to buy yen . The problem is, it can be a hard to find them outside of the city and they regularly run out of less common currencies.

Often the exchange rates are on a board facing the front of the shop, so finding the USD to JPY rate is easy. Ask what transaction fees they charge for the foreign exchange and if it cost more to pay with credit cards.

Money Tips

  • The exchange rates are better in major cities. So it can be worth going there if you're exchanging more than $2,000
  • Always ask for a better rate. We've found you can often get a better deal just by asking, particularly if you're buying more than $1000
Yen is the currency of Japan and you can buy it at the airport.

Airport

Yes, you can buy currency at the airport. But that doesn't mean you should. While it's convenient, it's also very expensive. You will receive less JPY for your USD at the airport.

Most airport currency exchange services accept cash and credit cards.

 

Money Tips

  • Ordering Japanese yen online and picking it up at the airport is much cheaper than buying it in person
  • If you've run out of time before your trip, it's might be better to buy your yen when you get to Japan, or use your cards instead

Want to find the best time to buy?

Simply use our free email alerts to track the JPY rate daily. Or set the rate you want and we'll email you when it's time to buy Japanese yen.

By Justin Rampono Updated February 8th, 2021