Best ways to send money to Canada

Q: What details are needed to send money to Canada?

The details you'll need to send money internationally from United States to Canada may vary by provider, and based on the value of the transfer. At a minimum, whenever you make an international bank transfer you will typically be asked for: Account number Transit number Institution number

Q: Can I send international money transfers from United States to Canada for free?

You can't send money to Canada from United States for free. International transfers cost providers money to arrange, so there's always a fee somewhere to make sure that the business covers its costs and generates profit. However, many providers choose to make the fees you pay trickier to spot by adding them into the exchange rates used for transfers.

Q: When is the best time to transfer money from United States to Canada?

There is no official best time to send money from United States to Canada and that depends on a variety of factors such as when you need to send money or when you want the funds to be received. It’s also going to depend on a variety of other factors such as, the time when you send money or the fees you are offered by providers or banks.

Q: What is the best way to send large amounts of money to Canada from United States?

When you’re sending a high value payment it’s especially important to do your research and find a provider which is safe and which offers low fees and great exchange rates. It’s also well worth comparing some providers based on transfer times, as the delivery time can also vary pretty widely. Some international money transfer services offer discounts for high value transfers, either through lower fees or a better exchange rate. Use the Exiap cost comparison calculator to make sure you’re getting the very best deal available for your specific transfer.

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110,571 Reviews

4.6

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$ 13.67USDshow more

$6,856.00CAD

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$ 30.18USDshow more

$6,833.50CAD

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$ 32.74USDshow more

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Quick Verdict: The best ways to send money to Canada

Category	Winner	Key Stats
💰Cheapest Cost	Remitly	Total Fees: $13.67
📈Best Exchange Rate	Wise	Rate: 1.3749
⚡Fastest Transfer	Wise	Time: Instant-2 Days
⭐Customer Favourite	Currencies Direct	TrustScore: 4.8/5

You can send money to Canada with a bank, or you can choose a specialist transfer provider. Often, these providers offer a faster, more efficient, and cheaper way to send money from United States to Canada.

How to Send Money to Canada: Step-by-Step

The good news is that sending money to Canada is easier than ever. Plus you can usually do everything with your phone or laptop - with no need to stand in line at a bank or money changer’s office. Here’s how to send money to Canada in 5 simple steps:

Choose a Money Transfer Service
- Enter the amount of money you want to transfer into our comparison tool
- Compare rates, fees, and delivery speed. You’ll see a range of options from reliable providers, so you can compare and pick the best for your specific transfer
- Consider user reviews and security features
Register with your chosen provider
- Register with your chosen provider (e.g Remitly, Wise, XE)
- Verify your ID if required
Enter Recipient Details
- Add the recipient’s full name and bank details or email, depending on the method
Select Amount and Currency
- Choose how much to send and the currency (e.g. USD to CAD)
- Review exchange rates and fees upfront
Pay for Your Transfer
- Choose from options like bank debit, credit card, apple/google pay or bank transfer (depending on what's available from the provider)
- Get confirmation and a tracking link if available
- Notify your recipient if needed

You can send money from United States to Canada using your bank, a specialist money transfer service, an e-wallet, or by visiting a physical money remittance store. Each option has different pros and cons, so the best for you will depend on your specific transfer and personal requirements.

FAQs: sending money to Canada

What details are needed to send money to Canada?

Can I send international money transfers from United States to Canada for free?

When is the best time to transfer money from United States to Canada?

What is the best way to send large amounts of money to Canada from United States?