Best ways to send money to India

Q: What details are needed to send money to India?

The details you'll need to send money internationally from United States to India may vary by provider, and based on the value of the transfer. At a minimum, whenever you make an international bank transfer you will typically be asked for: Account number IFSC code

Q: Can I send international money transfers from United States to India for free?

You can't send money to India from United States for free. International transfers cost providers money to arrange, so there's always a fee somewhere to make sure that the business covers its costs and generates profit. However, many providers choose to make the fees you pay trickier to spot by adding them into the exchange rates used for transfers.

Q: When is the best time to transfer money from United States to India?

There is no official best time to send money from United States to India and that depends on a variety of factors such as when you need to send money or when you want the funds to be received. It’s also going to depend on a variety of other factors such as, the time when you send money or the fees you are offered by providers or banks.

Q: What is the best way to send large amounts of money to India from United States?

When you’re sending a high value payment it’s especially important to do your research and find a provider which is safe and which offers low fees and great exchange rates. It’s also well worth comparing some providers based on transfer times, as the delivery time can also vary pretty widely. Some international money transfer services offer discounts for high value transfers, either through lower fees or a better exchange rate. Use the Exiap cost comparison calculator to make sure you’re getting the very best deal available for your specific transfer.

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Quick Verdict: The best ways to send money to India

Category	Winner	Key Stats
💰Cheapest Cost	Remitly	Total Fees: $0
📈Best Exchange Rate	Remitly	Rate: 96.0500
⚡Fastest Transfer	Wise	Time: Instant-2 Days
⭐Customer Favourite	Remitly	TrustScore: 4.6/5

You can send money to India with a bank, or you can choose a specialist transfer provider. Often, these providers offer a faster, more efficient, and cheaper way to send money from United States to India.

How to Send Money to India: Step-by-Step

The good news is that sending money to India is easier than ever. Plus you can usually do everything with your phone or laptop - with no need to stand in line at a bank or money changer’s office. Here’s how to send money to India in 5 simple steps:

Choose a Money Transfer Service
- Enter the amount of money you want to transfer into our comparison tool
- Compare rates, fees, and delivery speed. You’ll see a range of options from reliable providers, so you can compare and pick the best for your specific transfer
- Consider user reviews and security features
Register with your chosen provider
- Register with your chosen provider (e.g Remitly, Wise, XE)
- Verify your ID if required
Enter Recipient Details
- Add the recipient’s full name and bank details or email, depending on the method
Select Amount and Currency
- Choose how much to send and the currency (e.g. USD to INR)
- Review exchange rates and fees upfront
Pay for Your Transfer
- Choose from options like bank debit, credit card, apple/google pay or bank transfer (depending on what's available from the provider)
- Get confirmation and a tracking link if available
- Notify your recipient if needed

You can send money from United States to India using your bank, a specialist money transfer service, an e-wallet, or by visiting a physical money remittance store. Each option has different pros and cons, so the best for you will depend on your specific transfer and personal requirements.

FAQs: sending money to India

What details are needed to send money to India?

Can I send international money transfers from United States to India for free?

When is the best time to transfer money from United States to India?

What is the best way to send large amounts of money to India from United States?